Peristiwa Hari Ini

 30 Sep 2026

Hari bermula dengan pencerahan oleh pakar Workday dari rantau Asia tentang AI terbaru mereka yg dinamakan “Sana”.

Terserempak dgn rakan teknologi yg berkonferensi bersama di GoldCoast pada 2016, Haswadi dan Jit

Aku kemudiannya bergegas ke persinggahan kedua untuk merai majlis perpisahan staf teladan syarikat. 

Nak tengok gambar ke?

Semoga terus berusaha mencapai bintang dilangit 

Lifetime journey - Hajj

 Today, my heart is overflowing with gratitude. Allah has granted me and my wife the honor of being chosen to perform Hajj — a once-in-a-lifetime pilgrimage that so many yearn for, yet only a few are called to.

I feel humbled knowing that this journey is not just about travel, but about answering a divine invitation. It is a reminder that my life, with all its ups and downs, has been guided toward this sacred moment. The thought of standing before the Kaaba, joining millions of believers in prayer, fills me with awe.

This blessing is more than personal — it is a chance to cleanse my soul, to realign my intentions, and to carry back lessons of patience, humility, and service to my family and community. I pray that my Hajj will be accepted, that my sins will be forgiven, and that I return renewed, ready to live as a better servant of Allah.

As I prepare, I remind myself: this journey is not about comfort or convenience, but about surrender. Every step, every prayer, every sacrifice is a gift. Truly, I am blessed beyond words.

Why Accountants know money but still struggle financially

 Knowing how money works and using money well are two different skills.

That gap explains the contradiction.

1. Accounting Knowledge Is Not Wealth Strategy

Accounting teaches how to record, report, and control money.

It does not teach how to build personal wealth.

Many accountants apply their skills to clients, not to themselves.

2. Accountants Trade Time for Income

Most accountants rely on salaries or billable hours.

Income is limited by time, regardless of skill level.

Wealth grows through ownership and leverage, not only labor.

3. Risk Avoidance Limits Growth

Accountants are trained to be conservative.

This reduces mistakes but also limits opportunities.

Excessive caution can delay investing or entrepreneurship.

4. High Knowledge Does Not Equal High Pay

The market rewards value created, not knowledge held.

Accountants who stay in compliance roles earn less than those in advisory or business roles.

5. Personal Finance Is Emotional

Accountants advise logically but spend emotionally like everyone else.

Human behavior often overrides knowledge.

6. They Focus on Expense Control, Not Income Expansion

Many accountants concentrate on saving and budgeting.

Wealth requires income growth, not only cost reduction.

7. They Delay Using Their Skills for Themselves

They plan, analyze, and optimize other people’s finances.

Their own plans are postponed indefinitely.

Final Thought

Accounting knowledge protects money.

Wealth thinking grows money.

Accountants who apply their skills personally and think like owners, not employees, break this pattern.

Umrah dengan Tiram Travel

2 Nov 2025

 Alhamdulillah dapat merai kakak sulong dan abang ipar di KLIA yg mahu bertolak ke Jeddah untuk tujuan umrah pada 2 November 2025 lepas

Selamat menjalankan ibadat dan moga mendapat kasih sayang Allah

Rujukan YT Solusi Umrah : Kenapa Umrah? 

https://www.youtube.com/live/1z_Ke8-Ac_Y?si=3tFCf6sYRCdOX_1C

why 300 litter cap on RON95? and not more?

https://www.malaymail.com/news/malaysia/2025/09/23/how-far-can-you-go-with-malaysias-300l-ron95-subsidy-a-practical-guide/192051 

  How far can you go with Malaysia’s 300L RON95 subsidy? A practical guide 

 KUALA LUMPUR, Sept 23 — Starting the end of September, the government will provide up to 300 litres of subsidised RON95 petrol per month to eligible Malaysians. But what does that 300-litre quota actually mean for your daily commute or a balik kampung trip? 

 According to government data, this allocation is more than sufficient for over 99 per cent of private vehicle drivers in Malaysia. To put this allowance into perspective, here’s a practical breakdown of how far 300 litres can take various vehicles commonly seen on Malaysian roads, based on manufacturers’ claimed efficiency numbers. 

  For cars: From compact to premium For drivers of compact A-segment cars like the Perodua Axia or Proton Iriz, 300 litres provides an impressive monthly driving range of approximately 5,100 to 5,700 kilometres. This translates to roughly 170-190 km of daily driving, more than enough for most urban commuters. 

 The most popular B-segment vehicles, such as the Honda City and Toyota Vios, could travel between 4,500 to 5,100 kilometres a month. This equates to about 150-170 km daily, sufficient for extensive suburban commuting or regular interstate travel. 

 Moving up to C-segment sedans and SUVs like the Honda Civic or Proton X70, the 300-litre allocation would provide a monthly range of approximately 3,600 to 4,500 kilometres, or 120-150 km daily. This remains generous for most families, allowing for regular long-distance trips. 

 Even larger D-segment vehicles and premium SUVs, which are typically less fuel-efficient, would achieve 3,000 to 3,900 kilometres a month on the 300-litre allocation. This still provides an adequate daily range of 100-130 km for most executive and family use. 

  For motorcyclists: An extraordinary value For Malaysian motorcyclists, the 300-litre allocation is exceptionally generous. Riders of popular underbone models like the Honda EX5 or Yamaha Y15ZR could potentially travel 10,500 to 13,500 kilometres a month. Even higher-performance models such as Honda RS150R and Yamaha R15M would achieve a monthly range of 7,500 to 10,500 kilometres.

 This means most motorcycle commuters and enthusiasts can enjoy extensive daily use and recreational riding without worrying about their subsidised quota. 

 Putting it into perspective 

 The practical implications become even clearer when applied to typical driving patterns: 

 Daily commute: A daily commute from Shah Alam to Kuala Lumpur city centre (approx. 50-60 km return) would use only about half of the monthly allocation, even in a less fuel-efficient car. 

 Weekend trips: A weekend trip from Kuala Lumpur to popular destinations like Port Dickson or Malacca would consume only a small fraction of the 300 litres. 

 Long-distance travel: A road trip from Kuala Lumpur to Penang (approximately 700 km return) would use roughly 40-50 litres in a typical B-segment car, leaving ample fuel for daily needs for the rest of the month. 

The government said its decision to set the allocation at 300 litres was to balance between providing meaningful support to drivers while ensuring the subsidy programme remains fiscally sustainable. For the overwhelming majority of Malaysian motorists, this allocation will more than cover their monthly fuel needs, effectively keeping transportation costs manageable.

Budi RON95

pengumuman terkini - 22/9/2025

Dating (berdua-duaan) : 20 Sep 2025

Isteri kesayangan tiba2 ajak jalan2 keluar. Jam menunjukkan jam 8.10 mlm. aku masih menonton siaran langsung perlawanan EPL yg masih belum tamat separuh masa, tapi keputusan dah 2-0... dalam hati, ikutkan saja lah. Dia kata "kita jalan2 kat tasik, tengok lampu ... dengar busking ke". kami pun terus bersiap siap. sambil aku memandu, isteriku mencari-cari tasik yg berdekatan di tiktok, tapi tiada yg menarik. aku suruh cari keyword "taman putra ", dia jumpa "secret garden", jadi kami pun teruskan perjalanan ke sana. agak menarik juga lah. taman yg dihiasi lampu lampu, dan ada buggy yg boleh dinaiki (RM10 sekali naik). kami kemudiannya memutuskan ke restoran yg turut sajikan musik "live" (band busking). sambil makan, sambil nikmati halwa telinga ok lah. malam yg menenangkan. Alhamdulillah